Life doesn’t wait for business hours.
It shows up at 2:00 a.m. with a sick child.
It shows up after lab results you don’t understand.
It shows up in pain that won’t go away.
It shows up in stress you carry quietly.
The Oaceus Preventative Health Program (PHP) was built for real life — for hardworking people balancing careers, families, pressure, and responsibility. This is healthcare designed to meet you where you are.
Comprehensive lab insights designed to help identify metabolic risk factors early and support proactive health decisions.
Virtual evaluation for skin concerns that often require long wait times in traditional settings. (limitations may apply).
Access to prescription savings programs, including certain medications available with $0 copay and thousands of medications offered at reduced pricing based on eligibility and formulary participation.
The Oaceus PHP includes access to a guaranteed issue universal life
insurance policy issued by a licensed insurance carrier.
The Oaceus PHP is not major medical insurance and does not replace your existing health plan.
It is a supplemental benefit designed to work alongside your primary coverage — helping fill access gaps, simplify care navigation, and provide additional preventive support.
For further details regarding how this program integrates with your current benefits, review enrollment materials carefully.
If you elect to participate, the program is administered through your employer’s benefit structure in accordance with applicable federal and state regulations.
Depending on plan design, you may see payroll line items such as:
Exact payroll impact varies by employee based on wages, tax status, and individual elections.
Enrollment materials will outline details before you finalize participation.
Your employer chose to offer this program to provide greater healthcare access, financial protection, and preventive support.
This isn’t about perks.
It’s about removing barriers.
It’s about peace of mind.
It’s about making care easier to access.
Because everyone asks the same questions:
Will I be okay?
Will my family be okay?
The Oaceus PHP was designed to help answer those questions with confidence.
The Oaceus Preventative Health Program (PHP) is an employer-sponsored benefit designed to provide access to virtual healthcare services, wellness resources, prescription savings, and life insurance coverage, subject to plan terms, carrier eligibility, and applicable federal and state laws.
All benefits are governed by official plan documents, insurance policies, and service agreements. In the event of any discrepancy, official plan documents control.
Insurance coverage, including guaranteed issue universal life insurance, is subject to carrier terms, state availability, and policy limitations.
Prescription savings, including $0 copay medications and reduced pricing, depend on formulary participation and eligibility. Not all medications qualify.
Virtual services do not replace emergency care. In a medical emergency, call 911.
This program does not provide legal, tax, or medical advice. Employees should consult personal advisors regarding individual circumstances. Participation is voluntary unless otherwise specified by your employer. Because your health, your future, and your peace of mind matter — on and off the clock.